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Toys That Teach Money Management

July 22, 2012

Zillionz Banks from Summit are some of the most popular products that Make More Cents sells.  These products were developed by the owner of Summit who was frustrated by his child’s lack of understanding of the value of money.  He developed a series of products to assist her in better understanding and appreciating the value of a dollar.

Zillionz Deluxe ATM Savings GoalA popular product for several years, the Zillionz Deluxe ATM Savings Bank has many fun interactive features.  In fact it works just like a real ATM machine. Zillionz has taken it a step further with the introduction of the Savings Goal function.  The Savings Goal feature allows kids to set a savings target.  They specify what they are saving for, the cost and the date they want to buy it.  The ATM then tells them how much more they need to save to reach their goal.

Zillionz Talking Cash RegisterThe Zillionz Talking Cash Register is a multi-lingual cash register that allows children to play and learn in English, French or Spanish. The cash register features a hand-held scanner, talking keypad and a microphone.  Studies have shown that “playing store” is a great activity to help kids learn coin denominations, and how to count and make change.  Parents tell us that the Zillionz Cash Register significantly increases the overall learning experience when coupled with play activity.

So whether you choose the Zillionz Deluxe ATM or Cash Register, you know you will be improving your child’s money management skills and financial literacy.


Chris Hayman


Finally, A Humorous Solution to Managing His Money and Her Money

July 14, 2012

Most of us know that money management is one of the leading causes of arguments and fights among married couples.  It doesn’t have to have to lead to trouble or worst case scenario, divorce.  Make More Cents has the solution – the His Money and Her Money Piggy Bank.

Our unique hand-painted bank adds a new twist to the term joint banking account. Each and every deposit made in the bank, falls directly through His bank into Her bank (sound familiar?)  The His and Hers Money Piggy Bank offers a simple solution to a very complicated problem.

This is a great wedding or holiday gift that any couple can relate to. Our His Money and Her Money Piggy Bank is sure to get a smile, and maybe even a few groans. You can bank on it!

Keep on saving,


Chris Hayman


The Power of Loose Change

January 28, 2011

For many people loose change is just an annoyance.  It weighs down your purse, clutters your desk drawer or accumulates between the sofa cushions.

Factoid: Coinstar estimates that there is over $10 billion in loose change hiding in people’s houses. That is an average of $85.00 per household.

For some, loose change represents a saving opportunity.  I am one of the latter, who uses the accumulation of loose change as a way to contribute to a rainy day fund, vacation or general savings.  Every evening, I dump any loose change I have into my money jar; sometimes I even throw in a few dollar bills. Once, I accumulate $75.00-100.00, I send it in to Sharebuilder and use it to buy stocks. This is money I do not miss, and now I have that loose change working for me.

At a holiday gift show, I had the opportunity to hear loose change experiences from my customers. Many who purchased our giant bottle banks had a unique story to tell about how much they had saved. One customer dumped all her silver coins each day in the bottle and in 1 ½ years, she had enough money to go to France on vacation. She said she never missed the change she they dropped in every evening and was astonished at the amount she saved.

So get a money jar, coin bank, or a recycled mayonnaise jar – it doesn’t matter – and start saving that change.  Unleash the power of loose change and let it start it working for you!

Keep on saving,


Chris Hayman


Monetary Rewards and Your Child’s Health

June 10, 2010


Obesity is a serious health concern for children and adolescents.  Recent studies estimate that 17 percent of children and adolescents ages 2-19 are obese. Experts agree that the lack of physical activity and poor eating habits are contributing factors to this national epidemic.

Mike Heppert, a physical education professional, has developed a unique solution to this serious problem.  Mike has developed the Physical Activity Rewards System or P.A.R.S. Using rewards as an incentive, P.A.R.S. is a designed to increase physical activity and decrease sedentary time.  Here’s how P.A.R.S works:

  • Parent and child agree on rewards for pre-determined amount of time spent in physical activity.
  • The time is tracked and measured with the Polar Activity Watch.
  • Time is uploaded to the P.A.R.S. software
  • The P.A.R.S. software tracks the earned time against the goal.

Once the child reaches the goal, he or she receives the agreed upon reward.  Some P.A.R.S. families have used monetary rewards with great success.  Families can make the reward a fixed monetary amount for an increase in physical activity, or they can determine a variable amount based on the time spent in physical activity. 

As the saying goes, “You cannot manage what you don’t measure.”  P.A.R.S. utilizes scientific research that shows how rewards affect behaviors. Behavioral studies have told us that frequent monetary and social rewards for increased physical activity and better nutrition can help young persons achieve and maintain their ideal weight. Additionally, corporations and insurance companies are on the bandwagon, by offering cash rewards or reduced premiums to adults who adopt healthy lifestyle changes.


To find out more about Mike Heppert and New Way Fitness’ Physical Activity Rewards System, visit their website New Way Fitness or e-mail Mike at


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